Refinance Loan Checklist

Your current mortgage information including copy of mortgage statement
Your property tax bill
A list of all of your recurring monthly expenses (car payments, credit cards, etc.)
Copies of paystubs and other sources of income for yourself and any co-borrowers (child support, alimony, home-based employment)
Copies of complete most-recent bank statements for savings, checking and retirement account
Copy of year-to-date profit and loss statement, if self-employed
Your homeowners insurance policy and billing information
Social Security Numbers for yourself and any co-borrowers
A list of your employers and their contact information for the past two years
Copies of tax returns and W-2s for the past two years
Copy of divorce decree or separation agreement, if applicable
Letter explaining any discrepancies or disputes with credit history